Illness and Self Employment

For those of you who are in employment you get certain benefits like a regular pay cheque and sick pay. People who are self employed get no such luxury, so being ill can be stressful especially if we are not able to work or able to earn enough to pay national insurance which covers your state pension when you retire. 

I recently had glandular fever which meant work was difficult as felt really ill. However there is help available if you are on long term sick leave provided that you have paid National Insurance you are entitled to statutory sick pay, which can ease some of the stress should you need it.

For those who are self employed even if you don't earn very much I would suggest paying voluntary National Insurance because you never know when you might need a little extra help.