As the Quick Quid advert says "no matter how careful you are with your money it never seems to reach far enough". However there are tools out there that can help make your money work for you, Money Saving Expert and Money Advice Service both offer loads of tools and advice to help make things a little bit easier for you.
Especially with the economy as it is at the moment there is no better time to make use of these resources and make savings where possible. There is no shame in this in fact it shows that you are smart if you are willing to make changes to your finances to minimise debt. The way I see it you have nothing to lose and alot to gain.
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